FIRST BANKERS’ BANC SECURITIES, INC. PRIVACY POLICY

WHAT DOES FIRST BANKERS’ BANC SECURITIES, INC. (FBBS) DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and assets
  • Investment experience

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Bankers’ Banc Securities, Inc. chooses to share; and whether you can limit this sharing.

REASONS WE SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes— such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations

  • Does FBBS share? Yes
  • Can you limit this sharing? No

For our marketing purposes— to offer our products and services to you

  • Does FBBS share? No
  • Can you limit this sharing? No

For joint marketing with other financial companies

  • Does FBBS share? No
  • Can you limit this sharing? N/A

For our affiliates’ everyday business purposes – information about your transactions and experiences

  • Does FBBS share? No
  • Can you limit this sharing? N/A

For our affiliates’ everyday business purposes – information about your creditworthiness

  • Does FBBS share? No
  • Can you limit this sharing? N/A

For our affiliates to market to you

  • Does FBBS share? No
  • Can you limit this sharing? N/A

For nonaffiliates to market to you

  • Does FBBS share? No
  • Can you limit this sharing? N/A

Questions?  Call 888-726-2880

WHO WE ARE

Who is providing this notice? 

First Bankers’ Banc Securities, Inc.

WHAT WE DO

How does FBBS protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does FBBS collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Provide account information
  • Deposit funds or make withdrawals from your account
  • Make a wire transfer

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • FBBS does not share with our affiliates so they can market to you.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • FBBS does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • FBBS does not have any joint marketing agreements.

OTHER IMPORTANT INFORMATION

This notice applies to individual consumers who are customers or former customers. This notice replaces all previous notices of our consumer privacy policy, and may be amended at any time. We will keep you informed of changes or amendments as required by law.

Click to download: FBBS Privacy Policy.